Payment Cancellation Policy

1. Payment, Cancellation & Refunds

• This Web site “abhishekoverseas.com” is owned and operated by Abhishek Overseas (herein after referred to as “Abhishek Overseas” / “Company”). Abhishek Overseas is a company registered under the laws of the Indian Companies Act and is in operation since 2004. Abhishek Overseas is a brand owned by Abhishek Overseas. The Abhishek Abhishek Overseas brand, logo and mascot are a property of Abhishek Overseas and are the subject of a trademark application.
• PLEASE READ THE STATEMENT CAREFULLY. IF YOU [CUSTOMER] DO NOT WISH TO BE BOUND BY THE TERMS AND CONDITIONS MENTIONED HEREIN, KINDLY REFRAIN FROM ACCESSING THE WEB SITE OR BOOKING OF ANY CONSIGNMENT. ANY BOOKING OF SERVICE DONE /MADE ON THIS SITE SHALL BE DEEMED TO BE AN ACCEPTANCE OF THIS POLICY.
• This agreement was written in English (India). To the extent any translated version of this agreement conflicts with the English version, the English version controls.

2. Context

• The “PAYMENT CANCELLATION AND REFUNDS POLICY” governs your use BOOKING of services made available from or through this web site. “Abhishek Overseas” may change the Terms and Conditions from time to time, at any time with or without notice to you, by posting such changes on the Website. The Client agrees to pay the Company according to the rates displayed on the Web Site at the time of Booking. The rates are subject to change & can be changed without notice to you, In the eventuality of any additional cost incurred during the course of delivery like ODA, Govt levies, Duty, taxes etc would be charged later. The Client will pay for the service in as per the invoice raised at periodical intervals along with additional cost incurred if any. If the Client fails to make any payment within FIFTEEN (15) days of billing, late charges will apply at the rate of 1.5% per month on the unpaid amount. If a bill remains unpaid for sixty (60) days, Company shall have the option of any or all of the following: (1) terminate this Agreement, (2) withhold services.

3. Acceptable Payment Methods

• By booking with abhishekoverseas.com, you authorise Abhishek Overseas and its agents to transact with your bank or other payment gateways on your behalf to obtain the necessary information required to process payment, confirm payment, resolve inquiries and billing disputes, and/or as otherwise required to manage the booking.
• We accept the following payment methods: (i) Credit Cards with MasterCard or Visa branding (ii) International Debit Cards with Visa or MasterCard branding which your issuer allows you to use to make purchases online; (iii) Net Banking Payment; and (iv) Indian Bank Debit Cards issued by an Indian bank. You will not be asked to provide your online banking customer name or password to Abhishek Overseas (“Account Access Data”). Abhishek Overseas does not want any information regarding your Account Access Data and you agree not to provide us with your Account Access Data. In case of any loss and/or damage to the user, due to use/misuse of the information of the user, without any gross omission of “Abhishek Overseas” Company”, in that eventuality, “Abhishek Overseas Company” will not be liable in any manner whatsoever.
• Not all payment methods are available to use for all products, items and services.

4. Payment Gateway

• Abhishek Overseas uses a third-party payment gateway called HDFC Payment Gateway. HDFC Payment Gateway provides inter alia aggregate payment gateway solutions to Abhishek Overseas for enabling its customer to pay their bills online. HDFC Payment Gateway provides a single payment gateway solution to Abhishek Overseas and facilitates Abhishek Overseas in accepting online payments by their customers on their website or mobile application directed to the HDFC Payment Gateway site or through HDFC IVR system. Using credit/ debit cards, net banking and various other acceptable modes of payment options provided by HDFC Payment Gateway.
• HDFC Bank and Abhishek Overseas have implemented technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration or disclosure. However, Abhishek Overseas and HDFC Bank’s payment gateway cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk.

5. Cancellations and Modifications

• The Cancellation Policy is dynamic and may change from time to time.
• The Cancellation policy of Abhishek Overseas may change in the interim period of booking and date of expiry of subscription of services
• The Cancellation Policy prevailing at the time of booking of service by the Customer will be the applicable policy.
• Abhishek Overseas offers free cancellation for all bookings only if the consignments haven’t been physically reached any of our branch or HUB. This means that Abhishek Overseas doesn’t levy any cancellation fees of its own.
• In case the service is availed by the customer than any request for cancellation of fees on account of any service deficiency would be subject to approval by appropriate authorities in Abhishek Overseas.
• Any delay / loss / damage to the shipment because of force majeure wouldn’t be eligible for any refund.
• Only those cancellation requests which are made either online or on email to our customer support team shall be entertained.
• Abhishek Overseas may accept amendments to the booking at its sole discretion.
• All the refunds shall be done by Abhishek Overseas directly to you.
• Your bank may debit its own separate charges from refunds made to your credit card or bank account.

6. Refunds

• Refunded amounts are generally returned within 7 business days however, the length of time required for the funds to be credited to your account is determined by your financial institution. Please check with your financial institution on their specific rules regarding returned or refunded transactions.
• Abhishek Overseas has no obligation to issue refunds if you cannot provide us with full and accurate information required to complete the refund or credit; or the refund request has already been processed through our payment gateway but has not yet applied to the originating source of the payment; or the refund request directs Abhishek Overseas to issue the refund to a different financial institution than the source where the original payment was received; or Abhishek Overseas did not receive the payment for which the refund request is made due to force majeure or other causes beyond our direct control.
• Refunds requiring special handling may result in a delayed return of the funds.
• In the event a refund cannot be handled within standard refund protocols or to process a refund after 90 days, you may be asked to supply additional information and to provide documentation of the original charge.
• Information disclosed to Abhishek Overseas for the purposes of processing a customer refund will be protected in accordance with our current Privacy Policy.

7. General Terms & Conditions for Online Payments

• Once a customer has accepted these Terms and Conditions, he/ she may register and avail the Services. In these Terms and Conditions, the term “Charge Back” shall mean, approved and settled credit card or net banking purchase transaction(s) which are at any time refused, debited or charged back to merchant account (and shall also include similar debits to Payment Service Provider’s accounts, if any) by the acquiring bank or credit card company for any reason whatsoever, together with the bank fees, penalties and other charges incidental thereto.
• Server Slow Down/Session Timeout: In case the Website or Payment Service Provider’s webpage, that is linked to the Website, is experiencing any server related issues like ‘slow down’ or ‘failure’ or ‘session timeout’, the Customer shall, before initiating the second payment, check whether his/her Bank Account has been debited or not and accordingly resort to one of the following options:
• In case the Bank Account appears to be debited, ensure that he/ she does not make the payment twice and immediately thereafter contact Abhishek Overseas via e-mail or any other mode of contact as provided by Abhishek Overseas to confirm payment.
• In case the Bank Account is not debited, the Customer may initiate a fresh transaction to make payment.
• However, the Customer agrees that under no circumstances the “Abhishek Overseas Company” and/or Payment Gateway Service Provider shall be held responsible for such fraudulent/duplicate transactions and hence no claims should be raised to “Abhishek Overseas” / “Company” and/or Payment Gateway Service Provider. No communication received by the “Abhishek Overseas” / “Company” and/or Payment Service Provider(s) in this regards shall be entertained by the “Abhishek Overseas” / “Company” and/or Payment Service Provider(s).
• Abhishek Overseas and the Payment Service Provider(s) assume no liability whatsoever for any monetary or other damage suffered by the Customer on account of:
• The delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Payment Gateway or Services in connection thereto; and/ or
• Any interruption or errors in the operation of the Payment Gateway.
• The Customer agrees, understands and confirms that his/ her personal data including without limitation details relating to debit card/ credit card transmitted over the Internet may be susceptible to misuse, hacking, theft and/ or fraud and that Abhishek Overseas or the Payment Service Provider(s) have no control over such matters.
• Although all reasonable care has been taken towards guarding against unauthorized use of any information transmitted by the Customer, Abhishek Overseas does not represent or guarantee that the use of the Services provided by/ through it will not result in theft and/or unauthorized use of data over the Internet.
• Abhishek Overseas, the Payment Service Provider(s) and its affiliates and associates shall not be liable, at any time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information contained on the Website.
• The Customer will be required to login his/ her own Customer ID and Password, given by Abhishek Overseas in order to register and/ or use the Services provided by Institute on the Website. By accepting these Terms and Conditions the Customer aggress that his/ her Customer ID and Password are very important pieces of information, and it shall be the Customer’s own responsibility to keep them secure and confidential. In furtherance hereof, the Customer agrees to;
  • Choose a new password, whenever required for security reasons.
  • Keep his/ her Customer ID & Password strictly confidential.
  • Be responsible for any transactions made by Customer under such Customer ID and Password.

8. Debit/Credit Card, Bank Account Details

• 1.The Customer agrees that the debit/credit card details provided by him/ her for use of the aforesaid Service(s) must be correct and accurate and that the Customer shall not use a debit/ credit card, that is not lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof. The Customer further agrees and undertakes to provide correct and valid debit/credit card details.
• 2. The Customer may pay his/ her fees to Abhishek Overseas by using a debit/credit card or through online banking account. The Customer warrants, agrees and confirms that when he/ she initiates a payment transaction and/or issues an online payment instruction and provides his/ her card / bank details:
• The Customer is fully and lawfully entitled to use such credit / debit card, bank account for such transactions.
• The Customer is responsible to ensure that the card/ bank account details provided by him/ her are accurate.
• The Customer is authorizing debit of the nominated card/ bank account for the payment of fees selected by such Customer along with the applicable Fees.
• The Customer is responsible to ensure sufficient credit is available on the nominated card/ bank account at the time of making the payment to permit the payment of the dues payable or the bill(s) selected by the Customer inclusive of the applicable Fee.

9. Payment Gateway Disclaimer

• The Service is provided in order to facilitate access to view and pay Fees online. Abhishek Overseas or the Payment Service Provider(s) do not make any representation of any kind, express or implied, as to the operation of the Payment Gateway other than what is specified in the Website for this purpose. By accepting/ agreeing to these Terms and Conditions, the Customer expressly agrees that his/ her use of the aforesaid online payment Service is entirely at own risk and responsibility of the Customer.

10. Cancellation Policy

• The Cancellation Policy is dynamic and may change from time to time.
• The Cancellation policy of Abhishek Overseas may change in the interim period of booking and date of expiry of subscription of services.
• The Cancellation Policy prevailing at the time of booking of service by the Customer will be the applicable policy..
• Abhishek Overseas offers free cancellation for all bookings only if the consignments haven’t been physically reached any of our branches or HUB. This means that Abhishek Overseas doesn’t levy any cancellation fees of its own.
• In case the service is availed by the customer than any request for cancellation of fees on account of any service deficiency would be subject to approval by appropriate authorities in Abhishek Overseas.
• Any delay / loss / damage to the shipment because of force majeure wouldn’t be eligible for any refund.
• Only those cancellation requests which are made either online or on email to our customer support team shall be entertained.
• Abhishek Overseas may accept amendments to the booking at its sole discretion.
• All the refunds shall be done by Abhishek Overseas directly to you.
• Your bank may debit its own separate charges from refunds made to your credit card or bank account.

11. Payment Refund Policy for Online Payments

• Refund for Charge Back Transaction: In the event there is any claim for/ of charge back by the Customer for any reason whatsoever, such Customer shall immediately approach Abhishek Overseas with his/ her claim details and claim refund from Abhishek Overseas alone. Such refund (if any) shall be affected only by Abhishek Overseas via payment gateway or any other means as Abhishek Overseas deems appropriate. No claims for refund/ charge back shall be made by any Customer to the Payment Service Provider(s) and in the event such claim is made it shall not be entertained.
• Refund for fraudulent/duplicate transaction(s): The Customer shall directly contact Abhishek Overseas for any fraudulent transaction(s) on account of misuse of Card/ Bank details by a fraudulent individual/party and such issues shall be suitably addressed by Abhishek Overseas alone in line with their policies and rules.

NOTE :- ALL DISPUTES & CLAIMS ARE SUBJECT TO DELHI JURISDICTION.